Is Ozydo really free?

Yes. Ozydo's free plan lets you create 5 invoices and 3 estimates every month at zero cost, forever. No credit card is required. The Pro plan (₹199/month) removes the monthly limits and adds unlimited invoices, premium PDF templates, GSTR-1 export, and priority support.

How do I create a GST invoice for free in India?

Sign up free at ozydo.com, add your GSTIN in settings, create a new invoice, add your client and line items, choose the GST rate (5%, 12%, 18%, or 28%), and tap Send. The PDF invoice is generated instantly with CGST/SGST or IGST calculated automatically. Share via WhatsApp or email.

What is the mandatory format for a GST invoice in India?

A valid GST tax invoice must include: supplier name, address, and GSTIN; unique sequential invoice number; invoice date; recipient name, address, and GSTIN (for B2B); HSN/SAC code; description of goods or services; taxable value; GST rate; CGST and SGST or IGST amounts separately; place of supply; and total value in words and figures.

Can I send a GST invoice on WhatsApp?

Yes. Ozydo generates a professional GST invoice PDF and lets you share it directly on WhatsApp with one tap — without downloading and re-uploading the file. This is the fastest way to send invoices to clients in India.

What is the difference between CGST, SGST, and IGST?

CGST (Central GST) and SGST (State GST) apply to intra-state sales — within the same state. They are each half of the total GST rate (e.g., 18% GST = 9% CGST + 9% SGST). IGST (Integrated GST) applies to inter-state sales — between two different states — and equals the full rate.

Do freelancers need to charge GST on invoices?

Only if your annual service income exceeds ₹20 lakh (₹10 lakh in some North-East states). Below this threshold, you do not need to register for GST and can invoice without charging GST. Above the threshold, GST registration is mandatory and you must charge 18% GST on most services.

What is the best free invoice app for small businesses in India?

Ozydo is designed specifically for Indian small businesses — it creates GST-compliant invoices in 30 seconds, shares them via WhatsApp, adds a UPI QR code for instant payment, and supports Hindi language. The free plan includes 5 invoices/month with no credit card required.

How do I collect payment via UPI on an invoice?

Add your UPI ID (e.g., yourname@okaxis) in your Ozydo business settings. Every invoice you create will automatically include a UPI QR code and direct payment links for GPay, PhonePe, and Paytm. Clients scan the QR or tap the link to pay instantly.

Privacy Policy

Last updated: 1 April 2026

1. Information We Collect

We collect the following types of information when you use Ozydo:

Account information: Name, email address, and password (hashed).
Business information: Business name, phone number, address, and GST number that you enter in your profile.
Invoice data: Client names, contact details, services, and amounts you enter to create invoices and estimates.
Expense data: Expense titles, categories, amounts, and dates you record.
Usage data: Basic analytics such as page visits and feature usage to improve the product.

2. How We Use Your Information

We use your information to:

Provide, operate, and maintain the Ozydo service
Populate your invoices and PDF documents with your business details
Send you account-related notifications (e.g., subscription confirmations)
Respond to your support requests
Improve and develop new features based on usage patterns

We do not use your data for advertising or sell it to third parties.

3. Data Storage

Your data is stored on secure cloud servers powered by Supabase, which complies with SOC 2 Type II standards and uses AES-256 encryption at rest. All data is transmitted over HTTPS.

We implement industry-standard security measures including HTTPS encryption, secure password hashing (bcrypt), row-level security policies, and strict access controls. Your data is accessible only to your account.

4. Data Sharing

We do not sell, trade, or rent your personal information. We may share data only with:

Payment processors (Razorpay): To process subscription payments securely.
Infrastructure providers: Vercel (hosting) and Supabase (database), bound by data processing agreements.
Legal requirements: If required by law or valid government order.

5. Your Rights

You have the right to:

Access and download your data at any time from your account
Correct inaccurate information in your profile
Delete your account and all associated data
Object to processing of your data

To exercise these rights, contact us at support@ozydo.com.

6. Cookies

Ozydo uses minimal cookies for session management (keeping you logged in). We do not use third-party tracking cookies or advertising pixels.

7. Contact

For privacy-related questions: support@ozydo.com

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